From Being a Spendthrift to a Smarter Spender: An Easy Strategy That Transformed My Habits

One day at work two years ago, an alert popped up on my phone: my paycheck had been deposited. It was a fair amount for a student, so I did my what I always did payday ritual: I launched every single shopping app on my device. From Amazon to Zara, the list was endless. In under 60 minutes, I had parted with £90 on apparel, decorative items and a totally unused weighted blanket that I never used.

A few days later, I returned to the internet and purchased a blow dryer. I already had one, but thought another wouldn't be a problem. Then I added light strips and two shoes that weren’t even my size. This wasn’t new behaviour. In reality, I’d been infamous for it ever since I could afford to buy my own things.

Whenever I felt anxious, exhausted or bored, I would doomscroll until it inevitably ended in an unplanned shopping binge. My excuse was constantly: “Oh well, it’s just £5.” But £5 became £10, then £20, and continued.

I was never entirely sure why I did this. Perhaps it was due to my upbringing in a poor family, where we’d go months without buying new clothes or anything to brighten up the house. So any time I had extra money, there was always a subconscious yearning for new and thrilling things. Or possibly, and definitely more likely, I was just bad with money and gave in readily to capitalism’s demands.

A Revolutionary Approach

In the end, I opted to experiment with something new. Before buying anything, I’d put it in my basket, wait 24 hours, then make a choice whether to check out. The best part of this method was that it provided me time to think – an action I’d never done before. For the first time since adulthood, I started questioning: “Do I actually need this? Is it within my budget?” More often than not, the answer was no.

If I accessed my shopping apps and found items sitting in my cart, I’d remove them and start fresh. By employing this system, I ceased buying things that I knew deep down I would never use. I once wanted to buy a trio of games, but after a waiting period before going to the shop, I realised I never actually engage with board games.

I also wanted to buying a disposable film camera for my first trip to Croatia. After pausing I recalled I had a phone, similar to most people, that features a perfectly adequate camera, and therefore had no requirement to acquire a separate device.

The Lasting Impact

It additionally signifies I am more discerning about the things I do purchase, and I can at last look at my financial records devoid of experiencing guilt or embarrassment.

Naturally, there have been times I’ve slipped back into previous habits – it's human nature. The difference now is that I can identify the signs early, especially when I’m hastening into a purchase. I’ve realised ennui is a powerful trigger. It’s perhaps the primary driver of my impulsive expenditure.

Modern culture preys on this idleness and our desire for immediate satisfaction. That’s the reason, looking back, forcing myself to halt before purchasing has felt strangely freeing. Gaining control over my impulses and reaffirming that I don’t need to expend my diligently earned money on non-essential products feels as radical as it is straightforward.

Jenna Mayer
Jenna Mayer

Elara is a certified life coach and writer passionate about empowering others through practical self-improvement techniques and motivational content.